:root {
  --blue: #1499ea;
  --blue-dark: #306a99;
  --ink: #102236;
  --muted: #5c6a78;
  --line: #dbe8f3;
  --soft: #eef7fd;
  --yellow: #ffc132;
  --white: #ffffff;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, Arial, Helvetica, sans-serif;
  line-height: 1.6;
  overflow-x: hidden;
}

h1,
h2,
h3,
p,
a,
button,
label {
  overflow-wrap: break-word;
}

a {
  color: inherit;
}

img {
  display: block;
  max-width: 100%;
}

.ad-notice {
  padding: 8px 16px;
  color: #263748;
  background: #f4f7fa;
  border-bottom: 1px solid var(--line);
  font-size: 13px;
  text-align: center;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 18px clamp(18px, 5vw, 72px);
  background: rgba(16, 34, 54, 0.97);
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  backdrop-filter: blur(12px);
}

.brand img {
  width: 240px;
  height: auto;
}

nav {
  display: flex;
  align-items: center;
  gap: 22px;
  color: #fff;
  font-size: 15px;
  font-weight: 700;
}

nav a {
  text-decoration: none;
}

nav a:hover {
  color: var(--yellow);
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(340px, 0.98fr);
  gap: clamp(28px, 6vw, 76px);
  align-items: center;
  min-height: 620px;
  padding: clamp(54px, 9vw, 104px) clamp(18px, 5vw, 72px);
  background:
    radial-gradient(circle at 92% 18%, rgba(255, 193, 50, 0.22), transparent 26%),
    linear-gradient(135deg, #f7fbff 0%, #ffffff 48%, #eaf7ff 100%);
}

.hero-copy {
  max-width: 680px;
  min-width: 0;
}

.hero h1 {
  margin: 0 0 20px;
  font-size: clamp(42px, 7vw, 74px);
  line-height: 1.02;
  letter-spacing: 0;
}

.hero p,
.section-heading p,
.quote-copy p {
  margin: 0;
  color: var(--muted);
  font-size: 19px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 32px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 13px 22px;
  border: 0;
  border-radius: 6px;
  font: 800 15px/1 Inter, Arial, sans-serif;
  text-decoration: none;
  cursor: pointer;
}

.button.primary {
  color: #fff;
  background: var(--blue);
  box-shadow: 0 12px 24px rgba(20, 153, 234, 0.22);
}

.button.primary:hover {
  background: #0b82cf;
}

.button.secondary {
  color: var(--blue-dark);
  background: #fff;
  border: 1px solid var(--line);
}

.hero-media {
  overflow: hidden;
  width: 100%;
  min-width: 0;
  border-radius: 8px;
  box-shadow: 0 26px 70px rgba(16, 34, 54, 0.18);
}

.hero-media img {
  width: 100%;
  aspect-ratio: 3 / 2;
  object-fit: cover;
}

.section {
  padding: clamp(54px, 8vw, 96px) clamp(18px, 5vw, 72px);
}

.section-heading {
  max-width: 790px;
  min-width: 0;
  margin-bottom: 34px;
}

h2 {
  margin: 0 0 14px;
  font-size: clamp(31px, 4vw, 48px);
  line-height: 1.12;
  letter-spacing: 0;
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}

.service-card {
  display: flex;
  flex-direction: column;
  min-height: 304px;
  padding: 22px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fff;
  transition: transform 160ms ease, box-shadow 160ms ease;
}

.service-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 16px 36px rgba(16, 34, 54, 0.1);
}

.service-card img {
  width: 66px;
  height: 66px;
  margin-bottom: 18px;
}

.service-card h3 {
  margin: 0 0 10px;
  font-size: 20px;
  line-height: 1.22;
}

.service-card p {
  flex: 1;
  margin: 0 0 16px;
  color: var(--muted);
  font-size: 15px;
}

.service-card a {
  color: var(--blue-dark);
  font-weight: 800;
  text-decoration: none;
}

.split {
  display: grid;
  grid-template-columns: minmax(280px, 0.9fr) minmax(0, 1.1fr);
  gap: clamp(30px, 7vw, 82px);
  align-items: center;
  background: var(--soft);
}

.split > *,
.quote-section > * {
  min-width: 0;
}

.feature-image {
  width: min(440px, 100%);
  margin: 0 auto;
  border-radius: 8px;
  background: #fff;
  box-shadow: 0 20px 52px rgba(16, 34, 54, 0.12);
}

.check-list {
  display: grid;
  gap: 12px;
  margin: 24px 0 0;
  padding: 0;
  list-style: none;
}

.check-list li {
  padding-left: 30px;
  position: relative;
}

.check-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 8px;
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background: var(--yellow);
}

.quote-section {
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(360px, 1.18fr);
  gap: clamp(28px, 5vw, 64px);
  align-items: start;
}

.quote-copy {
  position: sticky;
  top: 110px;
}

.quote-form {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
  padding: clamp(22px, 4vw, 34px);
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fff;
  box-shadow: 0 20px 58px rgba(16, 34, 54, 0.09);
}

.quote-form label {
  display: grid;
  gap: 7px;
  color: var(--ink);
  font-size: 14px;
  font-weight: 800;
}

.quote-form input,
.quote-form select {
  min-height: 46px;
  width: 100%;
  border: 1px solid #cbdbe8;
  border-radius: 6px;
  padding: 10px 12px;
  color: var(--ink);
  background: #fff;
  font: 500 16px/1.2 Inter, Arial, sans-serif;
}

.quote-form input:focus,
.quote-form select:focus {
  outline: 3px solid rgba(20, 153, 234, 0.18);
  border-color: var(--blue);
}

.consent {
  grid-column: 1 / -1;
  margin: 2px 0 0;
  color: var(--muted);
  font-size: 13px;
}

.consent a {
  color: var(--blue-dark);
  font-weight: 800;
}

.quote-form .button {
  justify-self: start;
}

.disclosure-section {
  padding-top: 0;
  padding-bottom: clamp(34px, 5vw, 58px);
  background: #fff;
}

.site-footer {
  padding: 46px clamp(18px, 5vw, 72px) 26px;
  color: #dfeaf2;
  background: #102236;
}

.footer-ad-banner {
  display: flex;
  justify-content: center;
  max-width: 1180px;
  margin: 0 auto 42px;
  padding: 20px clamp(16px, 4vw, 52px);
  border: 1px solid rgba(255, 255, 255, 0.82);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.04);
}

.footer-ad-banner span {
  display: block;
  width: fit-content;
  max-width: 100%;
  padding: 4px 8px;
  color: #fff !important;
  background: #000 !important;
  font-size: clamp(17px, 2.4vw, 27px);
  font-weight: 900;
  line-height: 1.12;
  text-align: center;
  text-transform: uppercase;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr repeat(3, minmax(140px, 1fr));
  gap: 28px;
}

.footer-logo {
  width: 230px;
  margin-bottom: 16px;
}

.site-footer h2 {
  margin: 0 0 12px;
  color: #fff;
  font-size: 17px;
}

.site-footer p,
.site-footer a {
  color: #dfeaf2;
  font-size: 14px;
}

.legal-details {
  display: grid;
  gap: 4px;
  margin-top: 14px;
  color: #dfeaf2;
  font-size: 13px;
}

.site-footer a {
  display: block;
  margin: 7px 0;
  text-decoration: none;
}

.site-footer a:hover {
  color: var(--yellow);
}

.compliance {
  max-width: 1180px;
  margin: 0 auto;
  padding: 18px;
  border: 1px solid #cbdbe8;
  border-radius: 8px;
  color: #21384f !important;
  background: #f4f9fd !important;
  font-size: 13px;
}

.copyright {
  margin: 22px 0 0;
}

.legal-page {
  max-width: 920px;
  margin: 0 auto;
  padding: clamp(42px, 8vw, 84px) 18px;
}

.legal-page h1 {
  margin: 0 0 18px;
  font-size: clamp(34px, 6vw, 58px);
  line-height: 1.05;
}

.legal-page h2 {
  margin-top: 30px;
  font-size: 25px;
}

.legal-page p,
.legal-page li {
  color: var(--muted);
}

.contact-panel {
  display: grid;
  gap: 14px;
  margin-top: 26px;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--soft);
}

@media (max-width: 1080px) {
  .service-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

@media (max-width: 860px) {
  .site-header {
    position: static;
    align-items: center;
    flex-direction: column;
  }

  nav {
    display: grid;
    grid-template-columns: repeat(4, max-content);
    justify-content: center;
    width: 100%;
    gap: 12px 18px;
  }

  .hero,
  .split,
  .quote-section {
    grid-template-columns: 1fr;
  }

  .hero {
    min-height: auto;
  }

  .quote-copy {
    position: static;
  }

  .footer-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 640px) {
  .ad-notice {
    padding-inline: 14px;
    font-size: 12px;
    line-height: 1.35;
  }

  .brand img {
    width: 210px;
  }

  nav {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 8px;
    font-size: 14px;
  }

  nav a {
    padding: 6px 4px;
    text-align: center;
    min-width: 0;
  }

  .hero,
  .section {
    padding-left: 24px;
    padding-right: 24px;
  }

  .hero h1 {
    font-size: 36px;
    line-height: 1.08;
  }

  .hero p,
  .section-heading p,
  .quote-copy p {
    font-size: 17px;
  }

  .service-grid,
  .quote-form,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .service-card {
    min-height: auto;
  }

  .footer-ad-banner {
    margin-bottom: 30px;
    padding: 14px;
  }
}